Terms of Service

Last Updated: January 2026


Welcome to the www.irizchan.com. By accessing this website and using the the Fortress Assessment, you agree to the following terms:

1. Professional Nature of Service

The “Fortress Assessment” and “is a tool designed to provide financial education and preliminary strategy recommendations. The results provided (the “Blueprint”) are based on the information you provide and are for informational purposes only.

2. No Guarantee of Approval

Providing your information through this form does not guarantee that you will be approved for insurance coverage. Final approval, premium rates, and policy terms are determined solely by the insurance underwriting companies based on their specific criteria, medical exams (if required), and official applications.

3. Accuracy of Information

You agree that all information provided in the assessment is accurate and truthful. Inaccurate information regarding health or income may result in a “Blueprint” that is not viable or insurance quotes that cannot be honored by insurance provider.

4. Intellectual Property

The “Fortress Blueprint” design, and all content on this website are the intellectual property of www.irizchan.com. You may use the materials provided for your personal financial planning but may not reproduce, sell, or distribute them for commercial purposes without written consent.

5. Limitation of Liability

While we strive for 100% accuracy in our strategies, www.irizchan.com is not liable for any financial decisions made, or actions taken, based solely on the preliminary assessment. We strongly recommend a 1-on-1 strategy call (as offered in the form) to finalize any official financial commitments.

6. Communication Consent

By submitting your contact details (Email, WhatsApp, Viber, or Phone), you give www.irizchan.com permission to contact you specifically regarding your assessment results. We respect your “Preferred Contact Window” but reserve the right to send an initial confirmation via email or text.